Equipment Finance
Finance Your Equipment Without Delaying Your Project
Investing in the right equipment can help you improve productivity, safety and operational efficiency – but purchasing equipment outright isn’t always the best option for your business.
LDC Equipment (SHR) Pty Limited offers flexible equipment finance options across our full range of equipment, helping Australian businesses acquire the equipment they need while managing cash flow and working capital.
Whether you’re purchasing traffic management equipment, VMS boards, LED displays, portable lighting, camera trailers or other specialist equipment, our team can help you explore finance options suited to your purchase and business requirements.
Talk to our team about financing your next equipment purchase.
Finance Options Across Our Full Equipment Range
Finance may be available for all LDC Equipment products, subject to the finance provider’s assessment and approval.
This can include:
- Variable Message Signs (VMS)
- Full-colour LED display boards
- Portable light towers
- Traffic management and safety equipment
- Camera and surveillance trailers
- Solar-powered equipment
- Trailer-mounted equipment
- Specialist worksite equipment
- Other equipment supplied by LDC Equipment
If you’re unsure whether your equipment purchase can be financed, contact our team and we’ll discuss the available options.
Flexible Finance Terms
Finance terms can be structured around the equipment purchase and your business requirements.
Indicative term options may include:
| Finance Term | Typical Application |
|---|---|
| 24 months | Shorter-term equipment finance |
| 36 months | Balanced repayment period |
| 48 months | Lower regular repayments |
| 60 months | Longer-term cash-flow management |
Longer or shorter terms may be available depending on the equipment, finance provider and applicant.
Structure Your Repayments Around Your Business
Depending on the finance product and lender, you may have options for how your repayments are structured.
Regular Repayments
Spread the cost of your equipment over an agreed finance term with regular scheduled repayments.
This can make it easier to budget for equipment while retaining working capital for other business expenses.
Residual or Balloon Payment
Where available and approved by the finance provider, a residual or balloon payment may allow you to reduce the regular repayments during the finance term by leaving an agreed amount payable at the end of the agreement.
Residual options are subject to lender criteria and approval and may not be available for every equipment purchase or applicant.
Flexible Payment Structures
Your finance provider may offer different payment frequencies or structures depending on your circumstances.
Our team can help you understand the available options when preparing your equipment purchase.
What Could Your Repayments Look Like?
The cost of finance depends on factors including the equipment purchase price, deposit, finance term, interest rate, residual or balloon payment and your approved finance structure.
For example, you could finance a $50,000 equipment purchase over 60 months with regular repayments. The finance provider will calculate your actual repayments based on the approved interest rate, fees and finance structure.
Indicative example only: This example does not constitute a quotation or finance offer. Your actual repayments will depend on the finance provider’s assessment and the terms approved for your application.
Your actual repayments and total cost will depend on the finance provider’s assessment and the terms approved for your application.
For an indication based on your specific equipment purchase, contact LDC Equipment for a finance quote.
Why Consider Equipment Finance?
Financing your equipment purchase can help your business:
Preserve working capital
Keep cash available for wages, materials, vehicles and other operating costs.
Acquire equipment sooner
Put the equipment you need to work without necessarily paying the full purchase price upfront.
Manage cash flow
Spread equipment costs across a structured repayment period.
Match payments to equipment use
A suitable finance term can help align equipment costs with the period over which the equipment is expected to support your business.
Upgrade or expand your equipment fleet
Finance can provide another option when expanding operations or adding specialist equipment to your fleet.
How Equipment Finance Works
1. Choose Your Equipment
Select the equipment you need from the LDC Equipment range.
2. Request a Finance Option
Contact our team and provide details of your equipment purchase and business requirements.
3. Review Your Options
Finance options may be available across different terms and repayment structures, subject to lender requirements.
4. Apply for Finance
A finance application is assessed by the relevant finance provider.
5. Get Your Equipment
Once finance is approved and all required documentation is completed, your equipment can proceed through the normal supply and delivery process.
Talk to LDC Equipment About Finance
Whether you’re purchasing a single piece of equipment or expanding your fleet, our team can help you explore finance options for your equipment purchase.
Contact LDC Equipment today to discuss your requirements and request an equipment finance option.
LDC Equipment (SHR) Pty Limited
Australian Equipment & Worksite Solutions
Important Finance Disclaimer
Finance is subject to lender approval and eligibility criteria. Terms, conditions, interest rates, fees, repayment amounts and available finance structures vary between applicants and finance providers. Any repayment examples shown on this page are indicative only and do not constitute a finance offer, quotation or recommendation. Residual or balloon payment options are subject to lender approval and may not be available for all equipment or applicants. Final finance terms will be determined by the approved finance provider. LDC Equipment (SHR) Pty Limited does not guarantee finance approval or any particular finance terms.
